Investments, selected with a banker’s scepticism.
Seventeen solutions — from independent wealth management to Swiss property, whisky casks and US land. Each one checked by Steve Léchaire before it reaches you, each one shown with its risks, and none of them sold on a promised return.
Core first, then satellites
From the core of a portfolio to its satellites
Seventeen ideas. Every one with its risks.
WealthIndependent wealth management
A discretionary or advisory mandate, concluded directly with an independent Swiss asset manager — owned by its management, with offices across Switzerland, including Lausanne. AvantGarde introduces and accompanies.
WealthPrivate markets
Private equity, private debt and private real estate — accessed through two professionally managed portfolios, one income-oriented and one growth-oriented.
Real estateSwiss real estate
Real estate crowdfunding in Switzerland: a share in selected residential and development projects, with smaller amounts than a direct purchase.
Real estateReal estate in Germany
Residential property in a large, transparent rental market — structured to build ownership over about ten years with little equity at the start.
Real estateReal estate in Spain
A seaside holiday apartment in the Valencia region — your own weeks in the sun, and short-term rental the rest of the year.
Real estateReal estate in Dubai
Off-plan apartments in designated freehold areas, paid in full or through a payment plan — with the option to resell around completion or rent out afterwards.
Real estateUS land development
Land in fast-growing US regions, bought, upgraded with development rights and resold to developers — selected by a data-driven partner.
Real estateReal estate in Bali
Two routes: a short co-investment in villa construction, or a premium apartment with professional rental management.
Real estateCare-home rooms in France
Own a room of 18–25 m² in a licensed care home for elderly people, let to the operator under a long commercial lease.
AlternativesScotch whisky casks
Own casks of Scotch whisky maturing in bonded warehouses in Scotland — a tangible asset whose character, and rarity, grow with age.
AlternativesRum casks
Premium rum from Panama, Jamaica and Barbados, ageing in cask — a younger, rarer market than whisky, with the same tangible logic.
AlternativesApple balsamic vinegar casks
A cask of artisanal apple balsamic vinegar, aged into a premium culinary product — a niche, tangible asset.
AlternativesPaulownia trees
Own Paulownia elongata trees — one of the fastest-growing timber species — cultivated by professionals for a light, strong wood.
AlternativesFilm production
Finance international feature films with a French partner that combines European production support with American-style commercial distribution.
AlternativesGreen shipping
Take part in financing tankers built with cleaner propulsion and fuel technologies, for terms of two to eight years.
AlternativesMedical cannabis — Swiss producer
Become a shareholder in a GACP-certified Swiss producer of medical cannabis near the German border, with full seed-to-sale traceability.
AlternativesManaged crypto portfolios
Delegate a crypto allocation to a Swiss partner: portfolios by risk profile, thematic baskets and gradual entry — with keyless MPC custody.
Projected returns are partner estimates, not promises. They are discussed with the full documentation, all-in costs and risks — in writing, after the partner has assessed your situation. That protects you, and it is how Swiss rules intend it.
Five checks before we introduce a partner
Partner & track record
Who runs it, for how long, with which references and audited accounts.
Legal structure
What exactly you own, in whose name, and under which law.
All-in costs
Entry, running and exit costs — added up, in writing.
Exit route
How and when you can get out, and what happens if you need to earlier.
Fit in your plan
Size, horizon and liquidity checked against your pension, property and reserves.
In their words
“Together we were also able to find the best provider for the renewal of my mortgage.”Damien Bayle
“No broken promises, but a clear and realistic opinion on the different markets and return possibilities.”Thierry Delacotte
“Tangible, sustainable and authentic assets that combine tradition and innovation.”Cédric Favre
Talk to Steve about investing
You receive the partner documentation, all-in costs and risks — then a call with Steve to see whether it fits your plan at all. No obligation.
- 1Four questions, one minute
- 2Steve replies personally within one working day
- 3Assessment with the partner before anything is signed