Your profile
Objectives, horizon and risk capacity are documented in a written profile.
Provided by certified partners · introduced by AvantGardeMarketing communication
Independent wealth management
A discretionary or advisory mandate, concluded directly with an independent Swiss asset manager — owned by its management, with offices across Switzerland, including Lausanne. AvantGarde introduces and accompanies.
- Horizon
- 5 years +
- Entry ticket
- from ≈ CHF 300,000
- Asset
- Listed securities, multi-asset
- Liquidity
- High
Core portfolio
Partner selected by Steve LéchaireFive checks before a partner is introduced
5 years +horizon
How it works
Three steps, plainly explained
Your mandate
Discretionary (the manager decides) or advisory (you decide) — your choice.
Custody & reporting
Assets stay in your name at a Swiss custodian bank; holdings at several banks can be consolidated in one report.
What you actually own
A portfolio held in your own name at a custodian bank — not with the manager, and not with us.
Provided by a specialised partner, with whom the contract is concluded directly. AvantGarde introduces you and accompanies you; it does not hold client funds.
Why no return figures here
Partner projections are estimates, not promises. You receive them with all costs and risks, in writing, after the partner has assessed your situation — never as a headline.
Risks you should know
Read this before the opportunity
Market values fluctuate; losses are possible, especially over short horizons.
Management and custody fees reduce net performance — they are stated in writing before you sign.
Currency risk on positions outside the Swiss franc.
A manager’s past performance says nothing about future results.
It may fit if…
- ✓You have CHF 300,000 or more to invest for five years or longer
- ✓You want a professional to run the portfolio
- ✓You value one consolidated view across banks
It is not for you if…
- ✕You may need the money within two years
- ✕You prefer to pick individual stocks yourself
How Steve selects
Five checks before we introduce a partner
01
Partner & track record
Who runs it, for how long, with which references and audited accounts.
02
Legal structure
What exactly you own, in whose name, and under which law.
03
All-in costs
Entry, running and exit costs — added up, in writing.
04
Exit route
How and when you can get out, and what happens if you need to earlier.
05
Fit in your plan
Size, horizon and liquidity checked against your pension, property and reserves.
“I only present an investment after I have understood how it can go wrong. If I would not explain it to my own family, it is not on this list.”
Steve Léchaire · Founder, banking economist dipl. ES · 20+ years at UBS, in insurance and real estate
“He takes the time to clearly explain each investment option, popularizing sometimes complex concepts to make them accessible to all.”Nicolas Lecocq · client review on avantgarde-investment.ch
Request the dossier
Get the full Independent wealth management dossier
You receive the partner documentation, all-in costs and risks — then a call with Steve to see whether it fits your plan at all. No obligation.
- 1Four questions, one minute
- 2Steve replies personally within one working day
- 3Assessment with the partner before anything is signed
Steve LéchaireARIF member (AML self-regulation) · Ombud Finance Suisse
